Welcome To VAK Wealth

Kearra Tapley is the CEO and President of VAKWealth LLC, a credit and business consulting company rooted in real experience and real transformation. Her journey began not from textbooks—but from personal hardship.

In her early 20s, Kearra faced a major financial crisis following a severe car accident. She drained her savings and maxed out her credit cards just trying to recover. “I didn’t know how to bounce back. I ignored the balances, stopped paying things off, and eventually faced repossession and unpaid credit card debt,” she shares.

At her lowest financial moment, she turned to a mentor for help. Instead of fixing her credit for her, he challenged her to learn the process herself—and then teach others. That moment sparked the vision for VAKWealth.

Since launching the business in 2023, Kearra has helped over 50 individuals rebuild their credit, recover from financial setbacks, and secure over $20,000 in personal and business funding. Her belief is simple:
“When you’ve lived through it, you’re called to lead others through it too.”

Now, she’s on a mission to turn financial setbacks into comebacks for everyday people—one credit report, one funding opportunity, and one financial win at a time.